No specific law on debt-collector harassment

There is no specific law regulating debt collectors, but their actions are bound by general criminal law, a Registry of Moneylenders spokesman said.

This includes the Protection from Harassment Act that was passed in Parliament in March last year.

Under the Act, any threatening, abusive or insulting words or behaviour is considered harassment.

If found guilty, one can be fined up to $5,000 and jailed up to six months.

The Registry of Moneylenders spokesman said: "Borrowers who feel harassed by licensed moneylenders or their debt collectors should report the matter to the police or the Registry of Moneylenders."