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Singapore

IPs to cover hospitalisation from Covid-19 vaccine complications

Ng Keng Gene
Jan 26, 2021 06:00 am
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All seven Integrated Shield Plan (IP) insurers are extending coverage to include hospitalisation resulting from Covid-19 vaccination complications.

This applies to all IP policyholders who receive vaccines approved by the Health Sciences Authority and are vaccinated in Singapore, the Life Insurance Association (LIA) said yesterday. The coverage will last till Dec 31 this year.

"Extensions to the duration of coverage will be considered in the later part of the year after monitoring the evolving situation," it said.

It told The Straits Times that no additional premiums will be incurred by policyholders.

LIA president Khor Hock Seng said: "The life insurance industry is in full support of the Government's efforts to encourage as many Singaporeans as possible to take the Covid-19 vaccine. This proactive commitment from our members will give Singaporeans peace of mind that any adverse effects from the vaccine resulting in hospitalisation will be covered."

IPs are insurance plans that comprise MediShield Life, managed by the Central Provident Board (CPF) Board and a private insurance coverage component.

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MediShield Life, which covers all Singaporeans, is claimable for vaccination- related complications.

LIA said the private insurance segment of most IPs do not cover vaccination complications and IP providers are extending additional benefits to complement coverage under MediShield Life.

Insurers offering IPs are AIA, Aviva, AXA, Great Eastern Life, NTUC Income, Prudential and Raffles Health Insurance.

The Ministry of Health (MOH) also plans to introduce a vaccine injury financial assistance programme to support persons who suffer serious adverse events that are likely related to Covid-19 vaccines administered here.

According to MOH, those vaccinated may experience common side effects, similar to other vaccines.

These include pain, fever, headache and tiredness. In very rare cases, the vaccine can cause a severe allergic reaction.

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coronavirus

Ng Keng Gene

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